There’s something comforting about the smell of bananas and cinnamon baking in the oven—it takes me back to weekend mornings in my tiny apartment kitchen, where banana coffee cake was my go-to way of using up ripe bananas and filling the house with warmth. This banana crumb coffee cake is a sweet little ritual worth sharing.
In This Guide
Why You’ll Love This Banana Crumb Coffee Cake
This banana crumb coffee cake isn’t just a great excuse to use those speckled bananas—it’s a full-on flavor experience. You get moist, banana-rich cake layers with a golden crumb topping that’s sweet, crisp, and full of cinnamon warmth. The texture is tender and light (as long as you don’t overmix—more on that later), and the crumb topping brings just the right touch of buttery crunch. Whether you’re serving it for brunch, dessert, or just because it’s Tuesday, this cake brings joy in every bite.
Ingredients You’ll Need
For the Cake Base
- Ripe Bananas – The riper, the better. They bring natural sweetness, a soft texture, and that signature banana flavor.
- All-Purpose Flour – For structure and balance.
- Sugar – Granulated sugar sweetens the cake without overpowering the banana.
- Butter – Softened unsalted butter adds richness and moisture.
- Eggs – Help bind the cake and create a tender crumb.
- Vanilla Extract – Rounds out the flavor beautifully.
- Milk – Almond milk works great here, but feel free to use your favorite variety: whole, 2%, or buttermilk.
For the Crumb Topping
- Cold Butter – This is key. Cold, cubed butter makes those big, bakery-style crumbs we all love.
- Brown Sugar + White Sugar – The mix adds depth and caramel-like sweetness.
- Flour + Cinnamon – They bind the topping and bring that cozy, classic crumble flavor.
Optional Glaze (If Desired)
- Powdered Sugar + Almond Milk – Whisked together until smooth, this drizzle adds a soft finish of sweetness. Totally optional—but always welcome.
How to Make Banana Crumb Coffee Cake

Step-by-Step Instructions
- Prep the Oven & Pan
Preheat your oven to 350ºF and grease a 9″x13″ baking dish. - Make the Crumb Topping
In a bowl, mix the cold butter cubes, flour, sugars, and cinnamon until crumbly. You can use your hands or a pastry cutter—just don’t overwork it. Set aside. - Mix Dry Ingredients
In a separate bowl, whisk together flour, baking powder, cinnamon, and salt. - Cream Butter & Sugar
Using a mixer, beat the softened butter and sugar until fluffy—about 1 minute. - Add Wet Ingredients
Mix in the eggs, vanilla, and mashed bananas until just combined. - Combine Batter
On low speed, alternate adding the dry mix and milk until everything is incorporated. Be careful not to overmix—this keeps the cake light. - Assemble
Pour half the batter into the pan. Sprinkle with about ⅓ of the crumb mixture. Add the rest of the batter and top generously with the remaining crumbs. - Bake
Bake for 50–55 minutes, or until a toothpick comes out clean from the center. - Cool & Glaze (Optional)
Let it cool for 5–10 minutes. If using the glaze, whisk it up and drizzle over the top before serving.
Tips for Success
- Cold Butter is Crucial – For a crumb topping that holds its shape and crisps up beautifully, use cold, cubed butter—not softened or melted.
- Don’t Overmix – Once the wet and dry ingredients are combined, mix just until the batter comes together. Overmixing leads to dense cake.
- Check for Doneness – The center should spring back slightly and a toothpick should come out clean (no wet batter).
- Bananas – Overripe bananas with brown spots give the best flavor and texture.
Make Ahead, Storage & Freezing Tips
- Make Ahead – This cake holds up well made the night before. Let it cool completely and store covered.
- Storage – Keep at room temperature for up to 3 days or in the fridge for up to 5.
- Freezing – Wrap individual slices or the whole cake tightly and freeze for up to 1 month. Thaw at room temp, and warm slices slightly for best texture.
FAQ
What is the difference between a crumb cake and a coffee cake?
Crumb cake usually has a thicker layer of crumbs compared to coffee cake. Coffee cakes often have more cake than topping and are meant to pair with coffee—not contain it.
What is the number one mistake made when making banana bread?
Overmixing. It’s tempting to beat everything until smooth, but overworking the batter develops too much gluten, making the final product dense or rubbery.
What does banana replace in a cake mix?
Bananas can stand in for fat (like butter or oil), eggs, or sweeteners depending on the recipe. In this cake, they add moisture, structure, and sweetness alongside the traditional ingredients.
What’s the difference between crumb cake and streusel?
Streusel is the crumb topping itself—made from flour, butter, and sugar. Crumb cake is the actual baked good with a thick streusel topping.
Final Thoughts
This banana crumb coffee cake brings together everything we love: sweet ripe bananas, a soft and tender crumb, and that irresistible crunchy topping. Whether you enjoy it with your morning coffee or sneak a piece in the afternoon, it’s a little bite of comfort. If you’re into banana treats, don’t miss my fudgy and rich banana bread brownies, soft and chewy banana oatmeal cookies, or moist snickerdoodle banana bread.

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Print
Banana Crumb Coffee Cake – Sweet, Moist & Easy to Make
- Total Time: 1 hour 5 minutes
- Yield: 12 servings
Description
Moist, sweet banana cake layered with a cinnamon crumb topping—perfect for breakfast, brunch, or dessert.
Ingredients
Crumb Topping:
½ cup cold unsalted butter (or vegan butter), cubed
1 cup all-purpose flour
1 cup packed light brown sugar
½ cup granulated sugar
1 teaspoon ground cinnamon
Cake:
2 cups all-purpose flour
3 teaspoons baking powder
1 teaspoon ground cinnamon
1 teaspoon salt
3 ripe bananas, mashed
½ cup unsalted butter (or vegan butter), softened
1 cup granulated sugar
2 large eggs
1 teaspoon vanilla extract
1 cup almond milk (or any milk like 1%, 2%, whole, or buttermilk)
Optional Glaze:
1 cup powdered sugar
1–2 tablespoons almond milk
Instructions
1. Preheat oven to 350ºF. Grease a 9″x13″ baking dish.
2. Make the crumb topping by mixing butter, flour, sugars, and cinnamon until crumbly. Set aside.
3. In a bowl, whisk flour, baking powder, cinnamon, and salt.
4. Cream softened butter with sugar until light and fluffy. Add eggs, vanilla, and mashed bananas. Mix until just combined.
5. On low speed, alternate adding dry mix and milk until batter just comes together.
6. Pour half of the batter into the prepared pan. Add ⅓–¼ of the crumb mixture. Add the rest of the batter, then top with remaining crumb.
7. Bake for 50–55 minutes, until a toothpick inserted comes out clean.
8. Let cool 5–10 minutes.
9. (Optional) Mix glaze ingredients and drizzle over the top before serving.
Notes
Storage: Store in an airtight container at room temperature for 3 days, refrigerate for up to 5 days, or freeze for 1 month.
Dairy-Free Option: Use vegan butter and almond milk.
Texture Tip: Don’t overmix the batter to keep the cake light and tender.
Bananas: Use ripe, spotted bananas for maximum flavor.
Crumb Tip: Use cold butter for a crispy, bakery-style topping.
- Prep Time: 15 minutes
- Cook Time: 50 minutes
- Category: Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice
- Calories: 497
- Sugar: 56g
- Sodium: 348mg
- Fat: 17g
- Saturated Fat: 10g
- Carbohydrates: 84g
- Fiber: 2g
- Protein: 5g
- Cholesterol: 68mg